TL;DR

Ignoring market risks, like past crashes, can lead to financial ruin. ‘Zooming out’ ignores the real human cost of these ‘blips.’

Story

John dreamt of early retirement. Then the market tanked. Sound familiar? History doesn’t repeat, but it rhymes. Today’s exuberance echoes past crashes—the Great Depression, the dot-com bust, 2008. Each time, folks thought this time is different. It never is.

The post paints a rosy picture: Stocks always go up! Zoom out! Sure, long-term growth exists, but that ignores the brutal reality of crashes. The Great Depression? 25 years to recover. The dot-com bubble? Seven. 2008? Another seven.

‣ Stock Market Recovery: The time it takes for stock prices to reach previous highs after a crash.

This blind faith in endless growth is dangerous. What if you’re near retirement when the next crash hits? Those ‘blips’ become life-altering events. Lost homes, shattered dreams—that’s the human cost of ignoring risk.

The post dismisses political turmoil, economic instability. ‘Just a blip!’ But these aren’t isolated events. Like a house of cards, instability spreads. A bad president, reckless policies—they all matter. Look at the 2008 meltdown—deregulation fueled it. Think it can’t happen again? Think again.

‣ Deregulation: Reducing government oversight, often leading to increased risk-taking.

‘Don’t stress,’ the post chirps. Easy to say when you’re not the one facing financial ruin. Ignoring risk isn’t optimism—it’s naivete. Learn from the past. Diversify. Don’t put all your eggs in one basket. Because when the market falls, it falls hard.

Advice

Diversify your investments, don’t chase ‘guaranteed returns,’ and remember: history may not repeat, but it often rhymes.

Source

https://www.reddit.com/r/stocks/comments/1it8chl/can_we_all_just_zoom_out/